Cristy Payne

Cristy L. Payne is our Coo. Cristy is a highly respected figure within the insurance
industry since 2002. She established her career in the supplemental market and became the leading broker of ancillary benefits in the United States under numerous prestigious carriers.


At Noveta Health, she institutes change by optimizing Employee Benefits and Risk Management. Cristy’s business acumen is multi-faceted; she provides our clients with expertise in strategic planning and reallocating spend to align with our client’s risk tolerances.


She is laser-focused on financial inefficiencies that can be reinvested back into our client’s bottom line. Cristy has an innate way of fine-tuning organizational effectiveness by orchestrating a diversegroup of internal functions, including Human Capital, Finance, Technology, CostDrivers, and Global Strategic Sourcing ensures the longevity of her strategies in a multiyear approach.


She is a graduate of the University of Maryland. She resides in Ellicott City, Maryland with her husband of 24 years and her two children along with her two English Bulldogs.